Hit by a Driver With Little or No Insurance? We Can Still Help.

Uninsured / Underinsured Motorist Lawyers

Getting into an accident is hard enough—but learning the other driver has no insurance or not enough to cover your damages can make things worse. At L&F Brown, we help clients recover compensation through their own uninsured/underinsured motorist (UM/UIM) policies. Our team knows how to deal with stubborn insurers and maximize your recovery.

Why Choose L&F Brown?

• UM/UIM Experience: We know how to handle claims even when the at-fault driver is uninsured or underinsured.
• No Recovery, No Fee: You won’t pay us anything unless we win compensation for you.
• Hands-On Support: We manage the entire process while you focus on healing.

Understanding UM/UIM Coverage

Uninsured/underinsured motorist coverage is designed to protect you when the other driver can’t. It may cover:

• Medical Bills: For treatment related to the accident.
• Lost Wages: If your injuries prevent you from working.
• Pain and Suffering: For the physical and emotional impact of the crash.
• Vehicle Repairs: When the other driver can’t pay for your damages.

Steps to Take After a Crash With an Uninsured Driver

1. Call the Police: File a report to document the incident and the other driver’s lack of insurance.
2. Get Medical Care: Prompt treatment protects your health and your claim.
3. Notify Your Insurance: Let them know you may file a UM/UIM claim.
4. Talk to an Attorney: L&F Brown can deal with your insurance and advocate for your rights.

Don’t Let a Lack of Coverage Stop You

Even if the other driver can’t pay, you still have options. We’ll help you navigate your insurance and get the compensation you’re entitled to.